The are two ways that you can borrow money in which to buy a property in France, The are many UK lenders that have specific mortgage products availible for buying property abroad and like any type of loan the rates and conditions will vary from lender to lender. It will always pay to shop around and compare lenders or you could use the services of a specialist broker. A broker should have detailed knowledge and be able to advise you best depending on your circumstances.
The other option would be to approach a French bank or even a UK bank that has branches in France. Typically French banks will allow you to borrow upto 80% of the property value just leaving you to find the additional 20% as a form of deposit. It would be advisable to open a French bank account so that you setup direct debits to make the monthly payments for your mortgage. They will often request that you have a French bank account open before they process you mortgage.
Normally all types of lenders will require life assurance cover which must be assigned to cover the outstanding loan value.
Buying Property In France - French Mortgages
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